How Instant Deposit Works
When you receive a card payment, Loop automatically checks whether your account is eligible for an Instant Deposit.
If you’re eligible:
A portion of the payment may be deposited instantly
The remaining balance follows standard deposit timing
Eligibility and amounts are assessed separately for each payment and are not guaranteed.
How Much Can I Receive Instantly?
The amount available for Instant Deposit depends on your eligibility at the time of the payment and the size of the payment itself.
For each payment, Instant Deposits are subject to:
A maximum instant amount
A percentage of the payment
Your available credit card limit
The instant amount is automatically calculated and may vary from one payment to another.
Examples
Here are a few examples of how Instant Deposit amounts may be calculated:
A customer receiving a $10,000 payment may receive the full amount instantly, if eligible
A customer receiving a $50,000 payment may receive a portion instantly, with the remainder deposited later
Some payments may not qualify for an Instant Deposit at all and will follow standard deposit timelines
Actual amounts vary based on eligibility and payment details at the time of processing.
Is Instant Deposit a Monthly Limit?
No.
Instant Deposit eligibility is reviewed per payment, not monthly.
Each payment is assessed independently, which means:
There is no monthly cap
Eligibility can change over time
Receiving an Instant Deposit on one payment does not guarantee eligibility on future payments
Who Is Eligible for Instant Deposit?
Instant Deposit eligibility is reviewed automatically and on an ongoing basis.
In general, eligibility may improve as you:
Build a longer payment history with Loop
Maintain consistent, successful transactions
Use Loop regularly and responsibly
Eligibility is not guaranteed and may change at any time.
What If I’m Not Eligible?
If Instant Deposit isn’t available:
Your payment will still process normally
Funds will be deposited using standard deposit timelines
No action is required from you
As your account builds more history, your eligibility may change automatically in the future.
Key Things to Know
Instant Deposit is an eligibility-based feature
Not all payments qualify
Eligibility is reviewed continuously
Standard deposit timelines always apply if Instant Deposit is unavailable