Overview
Your Loop plan determines your FX rates, card access, and rewards.
Basic is perfect for smaller teams testing Loop or managing limited FX volume.
Plus suits growing businesses handling regular FX transactions and team spending.
Power is designed for scaling companies managing high FX volumes and needing advanced controls.
All plans include Loop’s core tools for multi-currency accounts, cards, and payments.
Plan Comparison
Feature | Basic | Plus | Power |
Monthly Price | Free | $79 | $299 |
FX Conversion Rate | 50 bps | 25 bps | 10 bps |
Card Spend FX | Not applicable – card spend stays in native currency | Not applicable – card spend stays in native currency | Not applicable – card spend stays in native currency |
Physical Cards Included | 2 | 10 | 50 |
Virtual Cards | Up to 20 | Unlimited | Unlimited |
Card Rewards | 1x points per CAD dollar | 2x on CAD spend, 1x on USD/EUR/GBP spend | 2x on all spend |
Custom Data Categorization | — | — | Available |
Redeem Points | Gift cards | Gift cards | Gift cards |
Upgrade Anytime | Yes | Yes | Yes |
Notes
FX rates only apply to account conversions and international payments, not to card spend, since Loop’s Visa card automatically handles multiple currencies (CAD, USD, GBP, EUR).
All plans are month-to-month — no contracts or commitments.
If you need more cards or custom setup, Loop can create a custom plan tailored to your team’s scale.
You can upgrade from Basic to Plus or Power at any time.
FAQs
Can I upgrade or downgrade my plan anytime?
Yes. You can switch plans at any time — your new rate and features apply immediately for the next billing cycle.
Do FX rates affect my card purchases?
No. FX rates apply only when converting currencies between accounts or making international payments. Card spend is always charged in its native currency.
What happens if I reach my virtual card limit on Basic?
You’ll need to upgrade to Plus or Power to issue additional virtual cards.
How do I redeem Loop Points?
Points can be redeemed for gift cards directly through your Loop dashboard.
Is there a contract or cancellation fee?
No. All plans are flexible and billed monthly with no long-term commitments.